Important Disclaimers
Important Notice
Past performance does not guarantee future results.
Financial markets involve risk and past performance is not indicative of future results. Consultation outcomes may vary significantly.
General Disclaimer
The information provided on this website is for general informational purposes only and should not be construed as professional financial advice tailored to your specific circumstances.
Our consultations provide analytical reviews and educational discussions about financial planning approaches, but do not constitute specific recommendations or guarantees.
Limitation of Liability
To the fullest extent permitted by Australian law, denavirylos disclaims all liability for:
- Any direct, indirect, incidental, or consequential damages arising from use of our consultations
- Financial losses resulting from decisions made based on our discussions or analytical reviews
- Technical issues, service interruptions, or delays in consultation delivery
- Third-party content, links, or services referenced during consultations
Information Accuracy
While we strive to provide current and accurate information during consultations, we cannot guarantee completeness or timeliness of all data discussed.
Market conditions and financial regulations change frequently and may affect consultation relevance
All figures, examples, and scenarios presented are for illustrative purposes only
Clients should verify all information independently before making financial decisions
Professional Advice Disclaimer
Our consultations do not replace qualified financial advice from licensed professionals. Always consult with appropriate specialists before making significant financial decisions.
We recommend seeking independent advice from qualified financial advisers, tax specialists, or legal professionals as appropriate.
External Links
This website may contain links to external websites for informational purposes. We are not responsible for the content or accuracy of external sites.
External links do not constitute endorsements and are provided solely for convenience.
Financial Consultation Disclaimer
Our financial planning consultations are analytical in nature and intended for educational purposes only.
- All financial decisions carry inherent risks and potential for loss
- Market volatility can significantly impact financial outcomes regardless of planning approach
- Individual circumstances vary and consultation outcomes may differ significantly between clients
Individual results may vary significantly based on personal circumstances, market conditions, and implementation of discussed approaches.
Jurisdiction and Governing Law
This disclaimer is governed by Australian law and local regulations may apply based on your location.
Local Variations
Financial regulations and consultation requirements may vary by jurisdiction:
- Australian residents are subject to ASIC regulations and consumer protection laws
- International clients may be subject to additional regulatory requirements in their home jurisdiction
- Professional licensing requirements may differ between states and territories
Any disputes arising from our consultations shall be resolved under Australian law and jurisdiction.
Indemnification
By using our consultation services, you agree to indemnify denavirylos against any claims arising from your use of information discussed during consultations or decisions made based on our analytical reviews.
Changes to Disclaimer
We may update this disclaimer periodically to reflect changes in our services or regulatory requirements.
Continued use of our services after changes constitutes acceptance of updated terms.
Acceptance of Terms
By engaging our consultation services, you acknowledge that you have read, understood, and agree to be bound by these disclaimers and limitations.
Contact Information
For questions about these disclaimers or our consultation services, please contact us:
Email us for disclaimer clarifications
124 Collins Street, Melbourne VIC 3000
Last updated: September 19, 2025
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